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Low APR Credit Cards & Loans

Get the low-down on your finances with our specially tailored free finance articles on credit cards, loans, and mortgages to really help point you in the right direction for the best financial deal, great balance transfer offers and low or 0% interest rate offers from all the leading companies.

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Our favourite selection of credit cards APR Apply
Credit Card HSBC Bank - Credit Card
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 13 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies). 0% for 10 months on balance transfers made in the first 90 days; 0% for 10 months on new purchases; A typical rate of 15.9% APR (variable); A handling fee of 3% applies for each balance transfer;
Up to 280 days interest free
Cover against online fraud
15.9% Apply Online
Credit Card Halifax - Credit Card
If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One Credit Card offers a fantastic 0% for 10 months on purchases and on balances transferred within the first 90 days (3% balance transfer fee applies). 0% for 10 months on balance transfers made in the first 90 days; 0% for 10 months on new purchases; A typical rate of 15.9% APR (variable); A handling fee of 3% applies for each balance transfer;
Up to 280 days interest free
Cover against online fraud
15.9% Apply Online
Credit Card Egg - Credit Card
· A 0% on Balance Transfers until 1 January 2010, conditions and 3% handling fee do apply · There will be 0% on Purchases until 1 January 2009 · An APR of 16.9%, typical variable on purchases and 24.9% on cash advance
Up to 45 days interest free
Selected retailers/ Travel privileges
16.9% Apply Online
 Platinum Capital One - Platinum
Capital One Platinum Card An unbeatable combination of features 0% on balance transfers and purchases until November 2009 Easy balance transfers - 3% balance transfer handling fee* Free Identity Theft Service Register Online for Free Identity Alerts powered by Equifax A low 16.9% APR typical variable
Up to 56 days interest free
Free Identity Theft Service
16.9% Apply Online
BA Premium Amex - BA Premium
Earn 1.25 BA Miles for virtually every £1 you spend. Double BA Miles on British Airways flights - see site for terms and conditions
Up to 52 days interest free
Reward Flights
17.9% Apply Online
Nectar Amex - Nectar
Introducing the new Nectar Credit Cards from American Express - the new way to boost your Nectar points balance. Earn 1 Nectar point for almost every £1 you spend. Earn 2 Nectar points for almost every £1 you spend at participating Nectar Sponsors.
Up to 52 days interest free
Nectar points earned!
18.9% Apply Online
Classic Capital One - Classic
Get back on track by improving your credit rating. No Annual Fee.Up to £2,500 in spending power.Credit limit increase - simply use your card, stay within your credit limit and make your payments on time and we will increase your initial credit limit on your 4th statement
Up to 56 days interest free
34.9% Apply Online
Visa Card Vanquis - Visa Card
It?s easy to apply online right now ? it takes about 5 minutes. Simply complete the application form below and we?ll be in touch with a response shortly afterwards
Up to 56 days interest free
39.9% Apply Online
BA Premium Plus Amex - BA Premium Plus
Earn 1.5 BA Miles for virtually every £1 you spend. Double BA Miles on British Airways flights - see site for terms and conditions
Up to 52 days interest free
Reward Flights
43.5% Apply Online
Smart-Quotes Typical APR is 16%,customers may be charged more or less according to their circumstances.
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