Current Account Mortgages

Current account mortgages are a type of flexible mortgage that combines several financial products into a single account.

Current account mortgages are secured against the borrower’s home and will act as both a home loan and a current account.

It can also be combined with credit cards, personal loans, and cheque book facilities in order to streamline the borrower’s banking facilities.

Current account mortgages are a type of flexible Mortgage and may therefore offer features such as:

• Overpayments
• Underpayments
• Drawdown of overpayments made
• Additional borrowing facilities
• No (or low) redemption penalties

In addition to flexibility, current account Mortgages can help borrowers save interest and pay off their home sooner. This is due to a combination of factors such as:

• Earnings being paid directly into the mortgage
• Daily interest rate calculations
• No high interest loans (e.g. credit cards)

However it is important for the borrower to remain disciplined as excessive withdrawals will increase the overall cost and term of the mortgage.

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Step 1 of 3

About your mortgage

Are you looking to: How much would you like to borrow? Buy a property Remortgage a property Buy a property to let     How long do you need the mortgage for? 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years 24 years 25 years 30 years 40 years 50 years   Proceed to step 2.

Step 2 of 3	About your mortgage
Estimated property value?   Are you a first-time buyer? Yes No   Do you need to self-certify your income? Yes No   Have you: Had a CCJ or Default registered against you? Missed one or more secured loan or mortgage payments in the last 12 months? Been declared bankrupt or had an IVA? Proceed to step 3.

Step 2 of 3	About your mortgage
Estimated property value?   How much would you like to borrow?       Proceed to step 3.

Step 3 of 3

Your details

First name: Last name:     Phone number: Alternate phone number:     E-mail address: Date of birth:   -- 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 -- January February March April May June July August September October November December ---- 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989   First line of current address: Current postcode:     Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

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Please only complete the form if you are a UK resident and require a UK mortgage or loan.

Your home may be repossessed if you do not keep up repayments on your mortgage.